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Singles and Singaporeans with Foreign Spouse May Now Buy Direct from HDB (BTO)

Source But limited to 2-room units in non-mature estate, that's okay, but what I read next was puzzling. If you are buying a 2-room flat in non-mature estates under the Built-To-Order System (BTO) exercise under the Single Singapore Citizen Scheme, Non-Citizen Spouse Scheme and Joint Singles Scheme, you must be at least 35 years old at the time of application . This kind of regulation baffles me, why 35? Who came up with this magic number? Don't anyone realize that we have to wait for a few years before we can actually move in? Well unless they have ready-built units then fine, buy at 35 move in at 35, but even so, why 35? If you think about how married couples can buy at the age of 21, or even buy before marriage (Fiance/Fiancee Scheme), then this 35 thing is absolutely rubbish. Aren't we all Singaporeans? What do I lack as compared to them? I did what I'm supposed to do, I am married, I want to have children, the only "problem" is my wife is a foreig

Bought Ticket for My Wife to Go Back to Thailand

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She will be leaving on 01 Aug, I know it's kind of rush but no choice because she is supposed to see the Haematologist at SGH on 02 Aug for her INR test as she is now back to Warfarin. The doctor in Thailand who operated on her will only be around on Tuesdays, so I'm trying to make sure she can get back home as soon as possible so she will have enough time to settle down and go see that doctor, and I'm also looking forward to this doctor's opinion. When my wife did her valve replacement surgery in 2010, the total cost including hospitalization in a 6-bedded room (like our B2 ward) for 12 days is more than 600,000 Thai Baht before any form of subsidy, let's just put it at 700,000 since we are going to compare with today's money. Yesterday the Cardiologist told me that a valve replacement procedure may cost between 30,000 to 50,000 Singapore Dollars, let's just take 30,000, and as for hospitalization charges, let's just say we stay in a B2 ward, accord

Good News and Bad News at SGH High-Risk Clinic

The good news is, the baby is doing fine. The bad news is, we have to choose between abortion or keeping the pregnancy but both carries an amount of risk. Another problem is the massive cost because my wife is a foreigner, it's beyond my financial capability. The following letter that I have prepared for her doctor in Thailand sums it all up. Dear Srinagarind Hospital Doctor, Me and my wife have seen the cardiologist (Mdm Tan Ju Le) and gynaecologist (Mr Tan Lay Kok) in Singapore General Hospital (SGH) on 29th July 2013. We have a medical report from the cardiologist specifying her prosthetic valve condition. This memo contains additional information provided by the doctors during our meeting, and also things that we need to bring to your attention. According to the cardiologist, my wife is likely to have moderately severe to severe prosthetic valve stenosis. The main concern is whether my wife can survive her pregnancy because there will be increased strain on her he

Get Stock Quotes with Yahoo! Query Language (YQL)

Code <b>Result</b> <div id="yqlResult"></div> <script> // prepare the request var yqlUrl = "http://query.yahooapis.com/v1/public/yql"; // this query will retrieve the Name, Symbol and LastTradePriceOnly for Semb Corp, CDL HTrust and Sheng Siong var yqlQuery = encodeURIComponent("select Name, Symbol, LastTradePriceOnly from yahoo.finance.quote where symbol in ('U96.SI','J85.SI','OV8.SI')"); var format = "json"; var env = encodeURIComponent("store://datatables.org/alltableswithkeys"); var request = yqlUrl + "?q=" + yqlQuery + "&format=" + format + "&env=" + env; // initialize the XMLHttpRequest object var xmlhttp; if (window.XMLHttpRequest) { // for new browsers xmlhttp=new XMLHttpRequ

Regarding First-time Consultation at SGH

Today I learned something that was quite surprising, on my way to SGH with my wife, a lady from the High-Risk Clinic called and reminded us that we have an appointment on Monday and we will be seeing two doctors, a senior Gynaecologist and a senior Cardiologist. She emphasized that the total amount would be S$180+ for first-time consultation, then I was puzzled as we have seen the doctors for quite a few times so I told her that and she said to hold on while she check. After a while, she told me that for the Cardiologist, it's our first time, so repeat for Gynae and first-time for Cardio, which is 79 + 109 = 188, but that's before GST, with GST would be S$201.16. Then it all made sense when I made payment for the Haematologist today, I was charged first-time consultation as well, so I'm sure that for every new type of doctor that we see, we will need to pay the first-time fee. But one good news from the Haematologist is, my wife can go off Heparin after we see him aga

S$1.7 Million Donated to Marina Bay Sands Casino Instead of Helping the Needy

Source An assistant director and a head of department in our anti-corruption agency, he is a man tasked with fighting corruption in Singapore and yet he himself is corrupted. 1.7 Million Singapore dollars can help a lot of needy people, all these are taxpayers' money, how can he allow himself to do it, what a scum. I always complain when I pay for inflation and income tax but I know ultimately the money will come back to us in different ways so I'm okay with it, but the government should really be more careful with our money, how can one man so easily siphon money out of the agency since 2008 and was only discovered in Sep 2012, I just find it impossible to believe for 3-4 years no one noticed, what happened to their audit? Either he is versed in magic or everyone in CPIB is sleeping, one man show? We are not talking about stealing money from the petty cash box, we are talking about large figure sums, should be at least 5-figure amount for each transaction, how can he so

Be Careful with Starhub *138# Connecting Tone Service

Today I noticed an additional S$2.00 charged to my wife's mobile line and we have no idea what it is for, but I remember several months back they charged the same thing, I called them up and they waived and cancelled the charge for me. I also told them not to sign me up for it again. G Premium Services        Connecting Tones Basic      1Dwlds      $2.0000 I called Starhub customer service again and they told me it's a service whereby all callers to the number will get to listen to some music, I asked the staff why my wife's number was signed up again when she didn't do anything, the staff said maybe we re-contracted but I told him that was quite a while back (about 8 months back), but anyway he waived and cancelled the charge for me. Then I wondered why I don't get auto-subscribed since I'm also using a Starhub mobile line, so I checked up on the service and found some information here , there are actually 4 ways to subscribe to the service, How do I

Urging Singapore Government to Review Medisave Coverage

I posted this in REACH , hope it will get their attention... My wife is currently 11 weeks pregnant, she is a foreigner and she has a high-risk pregnancy. We have so far spent slightly over $2000 as pregnancy costs; consultation, ultrascan, cardiography, heparin, anti-xa assay and etc. Currently, we are only allowed to claim up to $450 for pre-delivery expenses, but as you can see, I have already spent far more than that, and this $450 can only be claimed provided the baby is delivered, quoting from MOH FAQ: Can  I claim Medisave for my pre-delivery medical expenses before i deliver? You may claim Medisave for your pre-delivery medical expenses only when claimed together with your delivery. You should retain the bills incurred for  pre-delivery medical care and present them to the hospital where the delivery takes place. The hospital will submit these bills, together with the delivery expenses, for Medisave claims under the Medisave Maternity Package. I just checked my Medis

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