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M1 Announced Dividend of 8 Cents (S$0.08) Per Share

Source Broadcast Date: 21 Jan 2013 (Mon) Time: 17:31:05 Dividend Final: S$0.063 Special: S$0.017 Total: S$0.08 Record Date: 15 Apr 2013 (Mon) Time: 17:00 Include Dividend (CD) Now until 10 Apr. Exclude Dividend (XD) 11 Apr (Thu) 12 Apr (Fri) 15 Apr (Mon) Payable Date: 25 Apr 2013 (Thu)
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Bullish SingPost Stock Price

On 20 Dec 2012, I bought 5 lots of SingPost (S08) at S$1.145, after factoring in all the fees involved, it costs S$5,747.17. Reason why I bought it is simple, it's stable, even if the US were to fall into the fiscal cliff, I'll just collect that neat 5.4% yield and average down whenever I have spare cash; SingPost have a history of paying constant dividend of S$0.065 per share per annum, even during the 08/09 financial crisis. Today 21 Jan 2013, SingPost is valued at S$1.18, what I will get after fees is S$5,870.25. S$5,870.25 - S$5,747.17 = S$123.08, small little profit. But I'm not going to sell, I expect the price to go above S$1.20 when the stock is trading on Cum-Dividend (CD) because by the end of this month, they should be announcing their dividend payout. Let's see whether my prediction is accurate ;)
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DBS Vickers Cash Upfront Comission-Free Trades Promotion

In Dec 2012, I made 3 DBS Cash Upfront trades, the total commission that I paid was S$18 * 3 * 1.07 = S$57.78. Yesterday I received a letter stating that they refunded exactly S$57.78, I checked my cash upfront account and indeed the refund has already been credited, great, extra moola.
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Google Chrome Causes System to Freeze for a Short While

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I can't remember when I started having this problem but sometimes when I open up a new tab, my Google Chrome browser will cause my computer system to freeze for a couple of seconds and I can't see nor move my mouse cursor. But lucky for me, I found a solution by Gautam Doddamani  and it worked for me. Just want to highlight a slight difference in Step 2, it stated to disable the following item, C:\Users\[your-username]\AppData\Local\Google\Chrome\Application\16.0.912.77\gcswf32.dll But it's quite different from mine, C:\Documents and Settings\ userName \Local Settings\Application Data\Google\Chrome\Application\24.0.1312.52\PepperFlash\pepflashplayer.dll But what is similar is the NPSWF32 thingy, so what I did was disable pepflashplayer.dll, install the latest flash player , restart Chrome, viola, problem solved!
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My Financial Master Plan

My wife is not working and I intend to keep it that way because she's not very healthy like most people are, and to achieve that, I need to be very clear of where I'm going financially. One thing for sure is, I'm not cut out to be an entrepreneur so I'm better off just working for others instead. My ultimate 4-steps plan! 1. Have a stable job with a steady stream of income I have already achieved this as my company does not have any history of retrenchment (at least none that I know of) even during the last 08/09 financial crisis; what they did was freeze hiring and annual increment, but bonus was not affected though. Prospect-wise, I believe anyone in my company who is willing to put in extra effort will be rewarded, I have personally experienced this as I got slightly more bonus (and some other stuff) than my peers. And this company pays accurately and on time. My only complain is that they pay noticeably lower than other companies, but then again, job stab
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Tiger Airways Singapore to Bangkok Sale Fare

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Damn it! Just a few days after I bought my tickets (travelling 09 Apr) at Early Bird price of S$50, they came out with a Sale Fare of S$33.50! I could have saved at least S$60 because I bought 4 tickets! Anyway, if your seeing this and your thinking of dropping by Bangkok for Songkran (13 to 15 Apr), make your booking now! Have fun!
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Thailand Household Census List

First of all, I'm not sure for other countries but in Thailand, they do have this document; it's actually a booklet. So what is inside this booklet? In the first page of the booklet, it will contain detailed information of a house i.e. the house address, registration number and official verification (signature and stamp). In the following pages, it will contain detailed information of persons living in the house i.e. identity card number, birth date, date when this person started living in this house and official verification (signature). When applying for Permanent Residence (PR) in Singapore, you need to bring along this document, don't forget.
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Cost of Applying or Renewal of Long-Term Visit Pass for Foreign Spouse

1. Processing Fee After successfully submitting application or renewal of long-term visit pass online via e-VP , you need to make payment of S$30 as processing fee. Note that the processing time can take up to 6 weeks. 2. Issuance Fee Within 6 weeks, your application should be approved in-principle, you will then have 14 days to make payment of S$60 as issuance fee. 3. Medical Check-up Once you have made payment for the issuance fee, you will need to print out a medical check-up form, the foreign spouse is required to go for Tuberculosis X-ray and Human Immunodeficiency Virus (HIV) testing. This can be done at any General Practitioner (GP) clinic. My wife as example, the HIV testing was done at our neighbourhood GP for S$38, the X-ray was referred by the GP to a nearby clinic with X-ray equipment, and done for S$12.80. Note that before submitting the results to ICA, it's valid for 3 months, after submission, it's valid for 2 years, what this means is that for all new
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Long-Term Visit Pass - Plus (LTVP-PLUS)

http://www.ica.gov.sg/news_details.aspx?nid=12665 Good news for those of us who cannot get PR for our beloved spouse, because the Singapore government has come up with a enhanced long-term visit pass called LTVP-PLUS or LTVP+. I'll sum up the key points in the FAQ provided by ICA so you don't have to go through one big page. Do let me know if I missed out anything or correction is required by dropping a comment. GENERAL LTVP+ will be in effect from 01 Apr 2012. LTVP+ holders will enjoy extended duration of residency, public healthcare subsidies and easier access to employment. No separate application required for LTVP+; an application for LTVP will automatically include your spouse for LTVP+, if eligible. LTVP applications submitted from 01 Feb 2012 will automatically be considered for LTVP+. The first approved LTVP+ will grant 3 years residency and subsequent renewal will be 5 years. Current holders of LTVP will be considered for LTVP+ on next renewal. If holde
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How to Marry a Thai in Singapore

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You should refer to here -  https://www.rom.gov.sg/reg_info/rom_marriage.asp Please spend some time to go through and understand the information on that section (legal provision, other information, filing of notice, solemnization and etc), if your still not sure, feel free to drop a comment here or you can use their FAQ . The ROM website did a really good job of putting together the information that you need in a well-organized manner. I've done it once and I think the guide is very easy to follow. The only hiccup I've had with my marriage is during the  Appointment for verification & Statutory Declaration where both of us were required to read out a wall of text and my wife had difficulty getting past the first few lines and the counter guy got fed up and told my wife to stop. Definitely my oversight as I didn't arrange for an interpreter beforehand but luckily, there was a licensed interpreter at the scene and we managed to get her to do the interpretation fo
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Commission Calculator for DBS Vickers SG Stocks

Made this little tool to help me calculate the costs of buying or selling a stock, just enter number of shares and price and it will show both buy and sell costs at the same time. Can even choose by cash upfront, online or phone and it will calculate using respective rates. Cash Upfront ONLINE By Phone Shares: Price: Value: Commission: Clearing Fee:
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