31 December 2015

Another Year Ending Soon

Looking back at the start of this year, that time my wife was a few months pregnant and baby's due date was 15 Jun 2015, ended up deliver on 20 May and thankfully baby is healthy except for her small hole in heart which is nothing serious.

So what major things happened this year for me, arrival of baby of course, also got a promotion with good increment and bonus, other than that nothing much, haha my life is so boring.

I hope next year also can get a good increment and bonus, and hope wife and baby's health insurance will go through, even if don't go through at least still have Medishield Life which is still great just that there are some limitations, and it doesn't cover overseas hospitalization. Also hope that baby's hole in heart will close by itself so no need any surgery, but I think wife might need to go for operation to change her heart valve, doctor say there is improvement from her earlier echo scan but he still recommend changing it.

Anyway I hope 2015 has been great to everyone and 2016 will be even better!

30 December 2015

Next Year No Property Tax

I received a letter from IRAS saying that due to the annual value of my home being $6000, I don't have to pay property tax for 01 Jan 2016 to 31 Dec 2016, that's one good thing about having small home lol.

29 December 2015

Selling House before MOP

I still have 3 years and 5 months before my 2-room flat reach the MOP, anyway yesterday I checked with HDB whether they have any scheme for me to sell my flat early, at valuation or slightly below also ok, they say have to submit appeal to higher level but they don't think it is possible since my reason is not that strong.

My reason given to them is now that I have a baby daughter, I would like to upgrade so as to let her have her own room, I also think reason not that strong but no harm asking. The officer also advised me to take the Top-Up Grant of $15,000, I say don't want la, later have to pay $15,000 for resale levy.

So no choice just wait for MOP lor, but that time when I bought my 2-room I also never expected to have baby because wife have heart condition, but who knows our miracle baby was born, all the doctors we seen before would advise us to terminate the pregnancy, only this NUH cardio willing to see through the pregnancy with my wife on Warfarin, so I am very thankful to him.

I think when baby gets older maybe I will sleep in the living room, as she gets older I don't think it is appropriate for me to sleep with her.

24 December 2015

Baby Can Sit by Herself

Today she is finally able to sit by herself on the bed without assistance, but occasionally she will fall back but still it's a milestone achieved. Today she is 7 months and 4 days old. Hopefully she can start to talk and walk, but now she still can't flip over, I think because she is plump, but at least she can stand with assistance.

Baby sitting by herself


22 December 2015

Double Long Weekends!

Woohoo, company announced this Thursday and next Thursday can work half-day, this year so special so many long weekends, next year not so good so enjoy while it's good.

Anyway I have contacted my insurance agent, I told her to declare that I am a smoker, pay more premium is fine, most important is when need to claim can claim, if now never declare next time when they find out then jia lat. I also asked my agent to prepare hospital and term insurance for wife and baby, have exclusion is ok as long as can cover other illnesses.

Nowadays so dangerous, anything can happen, better to be insured than be sorry.

18 December 2015

Received Refund from Hotels.com

That day I was talking about me being overcharged by hotels.com, an overcharge of $1.99, today I noticed a refund from them, it shows up in my statement as S$2.01 cr, I believe cr means credit, so they credited that amount back to my card, I checked and it is indeed deducting from my overall spending.

Refund by Hotels.com

I thought they should be crediting 1.99, how come it is 2.01 instead, but anyway the point here is Hotels.com did a great job in resolving this issue, it's not even one week and the refund is completed, well done, will definitely book from them again and recommend my friends.

Received Letter for Enhanced Baby Bonus

Letter says all babies born on or after 01 Jan 2015 will be eligible for $2000 more baby bonus, this extra cash is call "Baby Bonus Plus". $1000 will be paid when baby is 15 months old, the last $1000 will be when baby is 18 months old.

15 December 2015

Collected Daughter's Passport

I booked an appointment at 11 AM to collect at ICA, need to bring the pink card which they mailed to me, my NRIC and baby's original birth certificate. We reached early and registered around 10.35 AM, we were called at around 11 AM, the whole process took less than 5 minutes and at 11.05 AM we were done, but there is a massive crowd, I think holiday season so a lot of people renewing their passports, lucky we have appointment or else if we walk-in I think have to wait a few hours, so moral of the story is always book appointment before collecting passport.

14 December 2015

Green Luggage Bag Arrived

Yesterday I bought two luggage bags from Zalora and the green one arrived first, the blue one they still preparing, don't know when they are going to send. It turn out to be very small, I thought it is the medium size type but actually it is the type that can easily fit into the cabin compartment, but never mind, lucky I bought two, anyway I also wanted to buy the smaller ones, can use even if not traveling overseas.

So next time if you see size (in cm) 50+ means it is the small one, can fit into cabin compartment, 60+ is like a medium, probably have to check-in, 70+ is the really big one, confirm must check-in. I think it is good to get at least one of the small ones, plus a one medium, those big ones I think kind of pointless, why the hell would anyone want to bring so much stuff, traveling is supposed to be relaxing, don't see any joy in carrying huge luggage around, but when I travel I do see people carrying those massive luggage, phew, wonder what they put inside.

13 December 2015

Booked Hotel and Bought New Luggage Bags

For this coming trip, we will be visiting wife's hometown and will eventually be staying in Bangkok for the last 2 nights, so I thought we might as well book a hotel near MBK and then we can go shopping without having to take any transportation. I ended up booking Mercure Bangkok Siam, it is very near to MBK and also very near to Siam Paragon.

400 Meters to MBK

600-700 Meters to Siam Paragon

I happened to book it at an advertised low price of $85 per night, and when I thought I was going to pay 2 x $85 which is $170, the final amount came with an extra $29 for "Taxes and fees", so total became $199, ok fine, seems like a very decent hotel and the location is superb so I don't really mind.

And today when I checked my credit card statement, they charged me $200.99 instead of $199, what the hell, an extra $1.99, not that I really care about this $1.99 it's just that I don't know what it is for so it is unacceptable if I'm going to pay for nothing.

So I emailed their customer service at around 12 PM to enquire and wow they replied real fast, they asked for my card statement, I sent it to them in PDF which included my credit card number, but it got bounced back saying their system cannot receive email containing card number, seems like they have a technology to detect card number in the attachment and to block it, really smart system, so I re-sent in JPEG format without my card number and after a while, they replied saying that they have initiated a refund of $1.99 and will take up to 15 business days to process. What really impressed me was that the issue was settled in less than 2 hours, this is what I call excellent customer service, 5/5. Will definitely book from hotels.com again. I also find that their search system is much easier to use compared to other hotel booking sites.

Initially wanted to book Pathumwan Princess Hotel which is right beside MBK, seems to be very popular with Singaporeans but the reviews put me off and also it does not have free WIFI, for a $120+ night stay they actually don't have free WIFI, that's just ridiculous.

And I was looking around for luggage bag, checked out Lazada but their selection is very limited, then I checked out Qoo10, as usual the site gave me a headache, so cluttered, finally I decided to check out Zalora, to my surprise they have a good selection of luggage bags, ended up buying two of the same type and size but different colour.

35cm x 55cm x 25cm

35cm x 55cm x 25cm

Both for $119, free delivery, good deal right, seems like this Kamiliant brand is a new series from the famous Samsonite, and for that kind of price, even if not durable also never mind, broken just throw.

09 December 2015

Baby Richer than Wife lol

I just checked baby's CDA inside have more than $9K, my wife only have $2K+ inside her bank lol.

Baby CDA

So far I topped up $4500 into the CDA, then government matched 1:1 put another $4500 inside. Then this year budget government put $500 inside, the rest all interest from bank. Not bad, at this rate can save a good sum for baby's education.

07 December 2015

Confirmed Trip to Thailand

Previously planning to go this month but in the end decided to cancel because next month going for reservist so I don't want to take long leaves in successive months. So this time I bought tickets for me, wife and baby to go in Mar next year, during the school holidays, parents cannot go because busy.

I bought tickets to and from Bangkok for Singapore Airlines only $633 because now got promotion, I never take SQ before so good chance for me to try, always wanted to experience for myself why our airline is one of the best in the world.

Then for Udon Thani we try the Thai Airways, in Baht total is 6375, about $248, if book Nok Air more than 7000 Baht because of the extra baggage selection, funny Thai Airways end up cheaper lol. When I was in army we flew Thai Airways to Kanchanaburi camp for training, I remember the plane quite small, but that was 12 years ago, now they should have upgraded to bigger planes.

And good thing about flying full-fledged airlines is the fare price includes baggage allowance (30 KG for both Singapore Airlines and Thai Airways), food and bassinet. The bassinet is going to be really useful because baby can rest inside so no need for mommy to carry for the entire flight. If take budget airline then no such luxury, unless book extra seat.

05 December 2015

Bought iPhone 6s Plus 16 GB Rose Gold (A1687) for Wife

She had an iPad 4 bought in late 2012 when it was just launched and now it is broken, that day she was angry so she smashed it lol, buy so expensive and yet so easily destroyed, what a waste of money, I think that time bought at $658, the 16 GB version with only wifi. And as her mobile phone is very old, we decided to get an iphone instead, one device multiple uses.

So today we went to VivoCity Starhub shop, many people but many counters so didn't wait very long. We signed for the 4G 3GB plan at $42.90 a month (inclusive of gst), got the phone at $716 but have to pay another $26.75 for a new sim card because her old sim card cannot fit into the phone. The iPhone sim card is much smaller. Also bought casing and screen protector, $15 each. At first we checked out one stall, one casing $39, lucky never buy, went downstair the same looking casing $15 lol what the hell.

After that we went home and tried the device, it is almost like her iPad because the OS is the same iOS9, I think only major difference is iPhone can make phone calls but iPad cannot, and 6s is very fast, but this phone really expensive, if buy without contract is $1218 for the 16 GB version, that price can buy 2000 shares of Cambridge Industrial Trust lol.

ICA eAppointment System Hang LOL

Two days ago I applied passport for daughter, today I checked my email and noticed that it was approved, I thought wah so fast, damn efficient can collect next week, and so need to book appointment to collect, so I happily go to their appointment system, enter daughter's NRIC and a File Reference No, this is actually the Application Reference No when I applied the passport, starts with P/2015XXXXXXXXXSIP, and I got an error message "Please check that you have entered the correct NRIC No. and File Ref No.", what the hell!

What the hell!

Then I called ICA, the lady told me because today is Saturday so maybe the system hang because too many people using, wah piang, like that also can. But then I noticed that the website have a scheduled maintenance tomorrow, so I guess they are probably doing something, maybe I try again on Monday.

03 December 2015

Apply Passport for Baby

Just now tried to apply online and the ICA image cropping tool doesn't work, then I found this site can crop the image to ICA requirement of 400 by 514, cannot more cannot less lol.

See nice or not:



Then pay online $70.

27 November 2015

Bought Diapers and Wipes at Lazada

Buying at Lazada can get quite addictive lol, today I ordered MamyPoko diapers, these are so-called "from Japan", and also some 99.9% pure water wipes, don't good or not, from Japan shouldn't be too bad I guess.

Good deal?

The items seems quite cheap because of discount, then still can apply a $10 voucher making it even cheaper. But I think the real good thing is I don't have to carry the diapers myself, I hate buying diapers at supermarket, such a big pack so difficult to carry on top of the groceries, with online shopping it really makes life so much easier.

SingPass Requires 2FA in Jul 2016

Just received an email from SingPass, they also told me I am existing OneKey user, this is the second level authentication for the 2FA. I got this from my CDP account, that means I can access both SingPass and CDP using the same token, thank goodness, I already have 4 tokens now, lucky no need to get another one lol.

26 November 2015

Yu Kee Duck Rice Stall at Koufu Tanglin Halt

Today baby went for her 2nd dose of pneumococcal vaccination at Queenstown Polyclinic, after that we walked over to the Koufu at Block 88 Tanglin Halt Road. I noticed a new stall selling braised duck and when I took a closer look, it's Yu Kee Duck Rice, what a pleasant surprise, I was so happy lol, I have not eat their duck rice for a very long time since I moved to my new place, wife also like their duck rice very much, I think their braised duck is one of the best if not the best I have ever eaten.

Too bad this stall don't sell Kway Chap, but never mind, I ordered their duck rice set for 2 for $12, eat until very happy, this stall the yam rice taste a bit special, there's an extra fragrance that I don't recognize, very nice and their duck, needless to say, still taste the best, and the herbal sauce, power as I remember, then eat halfway remember their soup, forgot to ask, they also never give, usually they will give the soup together with the rice. Maybe this Saturday go buy half a duck, can cook some porridge and eat with the duck, must be very shiok.

23 November 2015

Bought a New Power Supply Unit

Finally I got rid of my super old power supply unit, forgot when I bought, must be at least 6 years but it served me well, actually it's still working just that the fan is making loud ticking noise, I tried to fix it but not able to.

So I did some research and tried looking at Lazada and found this Thermaltake Litepower 550W, original price was $89 and now selling at $59, I applied a $10 voucher and it is $49, add another $0.50 for delivery I only pay $49.50, solves my problem without spending too much, damn worth it.

21 November 2015

Received 2nd Baby Bonus Payment

I find that this baby bonus scheme payment is very on time, baby turned 6 months yesterday and today I checked my bank account, the $1500 was credited on 19 Nov, which means they credit 1 day before the child's birthday.

Anyway I immediately transferred to baby's CDA account without thinking too much, this is because people tend to want to splurge when they have cash in their hands, same goes to me as I am only human, but I would rather put the money aside for better use because I know it will help baby a lot as she grows up.

Speaking of baby, she is now starting to eat cereal, Nestle Cerelac Brown Rice flavour, she seems to accept it, and it seems to be good for her as her stools came out to be green, green means very good.

17 November 2015

Baby Walker Arrived

Today baby's walker arrived, got what I saw on Lazada so I am satisfied with it, but assembling was not as easy as I thought it should be, one of the wheels got stuck and I push until my palm hurts, ended using a hammer to knock it in, overall not bad la.

Lucky Baby T-1085D Baby Basic Walker with Stopper

Baby!


16 November 2015

Facing Death - Cancer Patients in Singapore

Source

This series shows the life of cancer patients in Singapore, feel so depressing after watching it.

But what happen if I have cancer, should I go for chemotherapy or just stay at home and wait for my turn, I think that will depend on how serious the cancer is, if early stage then can consider chemo, if later stage then don't bother, just stay home and die.

Talking about early stage of cancer, currently I don't go for regular health screening so by the time I know I have cancer it might be too late, so I better start looking at some health screening packages lol.

Update: Just found out that my company provides free health screening once a year, I work so many years didn't know until I bother to check today lol, better go screen.

Bought My First Item at Lazada.sg

Baby is going to be 6 months old this coming 20 Nov so I wanted to buy a baby walker for her to learn walking, was looking around and decided to try lazada, their items are not as expensive as I thought, very competitive prices, I ended up ordering this.

The walker itself is $59.90 + $2.50 delivery charge, will be sending on 17 to 19 Nov, but they didn't say what time, weird that they don't have a more specific delivery date and time, so I have to get my wife to standby for 2 days lol, but she's not working so not too bad.

Exercises for Lower Back Pain Relief

Last Saturday my lower back pain came back again when I was bending forward while carrying baby, damn it hurts but this time not as bad as the last one, maybe the Huiji Waist Tonic that I bought is somehow effective but I don't know for sure, this tonic have a really disgusting taste though, have to force myself to drink it.

Anyway I tried some back exercises on YouTube and they seem effective.

https://www.youtube.com/watch?v=9f1Y4OV3QlA - if lower back hurts a lot, just try only the first two exercises, if you feel confident enough, can try the last one which I think is the most effective, the second one is also very effective.

https://www.youtube.com/watch?v=SEcVfBRGFxI - can try the first to third, the fourth and fifth really depends on how confident you are, if you are not then just stick to the first 3 which are good enough.

After doing all the exercises in the first video and first to third in the second video, the tension on my lower back seems to have reduced a lot and I feel much better.

11 November 2015

Baby Doing Well!

Today went to follow-up with baby's paediatrician, doctor said baby doing well but need to learn how to flip over and sit unsupported, need to train her to do so twice daily, now baby can sit but need to support her, if she can sit unsupported then also easier for us. And no need to do any more blood tests, jaundice should be gone by now, baby's face and body looks pinkish, sign of good health I guess.

10 November 2015

Zu Chuan Bah Kut Teh (祖传肉骨茶) Change Owner

Today I brought my wife, baby and sister's family to Chinatown Complex to try this Bak Kut Teh, I ordered Bak Kut Teh, Pig's Trotter and Sesame Oil Chicken. Actually yesterday I went to try their pig's trotter, have to "recce" first before I bring family over to avoid disappointment because today public holiday. Damn power, sauce a bit salty for me but the trotter is well cooked, just nice not too mushy and goes very well with rice, my mother cook better because not so salty. Anyway they use like a whole round piece of trotter, very meaty and lots of skin.

But seems like they changed owner, same signboard but the front looks a bit less pictures and stuff, last time a lot of pictures and whatnot and the whole place feels a bit too warm, last time was an old auntie selling and I think her husband or brother cooking, now in their place is a middle-aged man, I think from China, yesterday he had one young pretty looking female assistant, today he had a middle-aged assistant, think both also from China, can tell from their accent. When I saw that I thought I went to the wrong stall, then I looked up to confirm the stall name, same stall name, different owner.

At first I was afraid the standard will drop a lot, then after trying the pig's trotter, I think taste same like before, salty like I remember it lol, means they didn't skimp on the soya sauce, and the trotter is one whole piece.

Then just now tried their bak kut teh, soup also taste same like before, but meat is not same as before, not the dragon bone, but pieces of bones with meat, also not bad la, lots of meat and soup is white pepper base, not bad. Actually last time the auntie sometimes also give random pieces of bone, she don't always give the dragon bone, I think have to order $5 then have, $4 is random bones. Sesame chicken also tasted salty like before, also mean they didn't skimp on soya sauce, the sauce seeped well into the chicken and made the chicken very fragrant, light smell of sesame oil, but my mother version much better.

I think maybe the previous owners sold their recipe, very possible because they looked so old and tired, time to take a break and enjoy life, also make sense if they sell to foreigners, nowadays not many people willing to be hawker, very tough job, I helped out at chicken rice stall when I was 12 so I know, early morning have to prepare, close stall have to wash everything, damn siong.

08 November 2015

Curry Puff Syndicate

Source

These Indonesians have been selling those unhygienic curry puffs illegally at our MRT stations, 3 for $1. The cost price is filthy cheap because they probably use the cheapest lousiest ingredients they can find, probably potatoes that have turned bad but they add a lot of spices to cover the smell. These cheap illegal vendors don't care about our health, you don't know what crap they put inside, never buy from them, also have those otah vendors, also don't buy, these Indonesians come here just want to make money, you die they also won't shed a tear for you. See them report to NEA at 1800-2255 632. And should not jail these people, waste of taxpayer money, just make their embassy send them home and ban them them forever.

KFC Original Chicken + Myojo Shrimp Tanmen

Last Friday was craving for some KFC original recipe chicken so I ordered a 12 pieces, a whipped potato, a coleslaw and some cheese sauce (yeah can buy their sauces online). By the way there is free delivery for POSB everyday card for orders $35 and above.

Me and wife finished everything except one piece of chicken thigh, we put inside the fridge and yesterday wife went out with my sister so I cooked my own dinner. Guy's meal very simple, one packet of Myojo Shrimp Tanmen can settle, the chicken is extra topping, I ripped the meat off the thigh and put inside the soup, I also put in the skin, ended up kind of oily so if you don't like too oily can throw away the skin. The meat is very tasty by itself, together with the shrimp tanmen soup base it is amazing, taste can fight with the ramen I eat at Japanese restaurant.

07 November 2015

This Mercedes Driver Scared Her Car get Wet

Just now me, wife and baby took taxi home, it was raining, when we reached home, there was this Mercedes parking at the drop-off shelter, I thought there was no driver so I asked the taxi uncle to drop us behind the Mercedes, after we got off the car then we realized the driver was inside, it was a young girl, she was talking on the phone and when my wife looked at her, she turned her head away, obviously she saw us, how can she not notice a taxi behind her.

Instead of moving her car out to let our taxi come into the shelter, she just parked there and talked on the phone, like that also can, wife was carrying baby and walking in the rain, I was carrying the pram and a big bag of stuff walking in the rain just because she was afraid her Mercedes would get wet or catch a cold, what a selfish person, but I told myself no need to get angry over this, karma will get her one day.

06 November 2015

Strawberry Yogurt + Strawberry Milk

Just now when I went to open my fridge I found one cup of strawberry yogurt, think it's going to expire and I happen to have some strawberry milk so I mixed them together into a drink and it tastes incredible! The sweet strawberry milk goes very well with the slightly sour yogurt, very refreshing taste.

05 November 2015

Beggars in Singapore

Nowadays begging seems like a very popular profession, people are quickly joining this seemingly lucrative profession, but I doubt it is easy money, most locals are really not as dumb as most people presume, we are also aware that even foreigners come here to beg because they think it is easy money but in reality it's not, I can bet most probably return home not being able to cover their cost to fly and stay here.

I think maybe only the younger population will be easier targets for the beggars as they are fresh in the workforce, some of them probably haven't seen how harsh reality can be, how people can lie or even act just to get some money, or maybe the rare plain kindhearted person who will give, usually people like me won't even give a single cent, not to mention paying for some overpriced tissue, these tissue vendors are just beggars in disguise, why in the world would anyone in their right mind pay $1 for 3 packets of tissue.

Personally I feel that it's not right for a person to beg, no matter how difficult the person's life is, there are many ways to get help in Singapore, one cannot simply say don't know how to get help and go begging, that is not a valid excuse, just think, if the beggar can have the guts or rather be shameless enough to go up to someone and outright ask for money, why can't this beggar ask where to get help instead? Obviously dignity means nothing to these people as long as they can get some money, they are professional beggars that's why. Some absurd ones even say they are ashamed to go to authorities and yet they are not ashamed to beg, what rubbish is that, fact is they are just plain lazy to get a real job to earn their own living.

If you see a beggar, call ComCare at 1800-222-0000.

If you see a tissue vendor, if don't have license or you think the license is fake, report to NEA at 1800-2255 632.

Give them nothing because giving only encourage begging and illegal hawking, this only results in creating more useless people. If you really want to help, the best way to help is to get authorities to help them, we don't pay tax for nothing, much of our government revenue is spent on social systems, let these systems do their work.

03 November 2015

Tissue Auntie Spent Money on Cigarettes

Today while walking towards our lunch venue with my colleagues, I noticed this auntie sitting down at the stairway, she was smoking, it was those packed kind of cigarette, one packet probably cost around $9 to $11 depending on the brand. I recognize her, she always go around our lunch area selling tissue, kind of shocking to know that she spent money on cigarettes instead of spending on something useful, I'm glad I never buy from her, nor did I buy from anyone else, nowadays I don't believe in charity, who knows the person might actually be richer than me.

My impression of people selling tissue is I don't know if they are really poor or just thinking it is easy money but it sure is, 3 packs for $1, some people probably give more than $1, what is $1 to working class, sometimes I see people give $4 or $5 and ask them to keep the change, but ultimately where does the money go to? Only they know.

01 November 2015

Wife Covered Under Medishield Life

I just checked my wife's CPF account and saw that her Medishield plan is now Medishield Life. If you want to check, you can log in to to CPF website using your SingPass, and then go to My Messages, under HEALTHCARE you will see the plan that you are under.

My Wife's CPF Profile

My CPF Profile

Cannot check for baby because she don't have SingPass, have to call CPF but I think she is covered, since birth she is already covered under Medishield, so now should be upgraded to Medishield Life.

31 October 2015

Medishield Life Starts Tomorrow on 01 Nov 2015

Source

With this scheme, I no longer have to worry about healthcare costs for my family, my father, mother, wife and daughter all covered, personally I feel that the premiums are acceptable considering the amount of coverage that we get, it's like a big stone off my chest. I don't mind paying the premiums, don't even mind paying for my parents if they have trouble paying, most important thing is they are covered.

Personally I'm covered by NTUC Income, both health and term insurance, I'll probably leave it be, good thing about my private plan is if I'm hospitalized, and if I choose lower wards, I can get cash money daily, or I can choose A class to make my stay more enjoyable. So far I have not claim from my insurance yet, I hope I never have to, my colleagues say if never claim then it's like paying for nothing, well yes they are right, but as a family man, I rather not take this kind of risk, what if something really happen to me and I'm not covered, then how?

Anyway I feel that health insurance is most important, if I die quick, won't be too much burden, what is most fearful is to be half-dead and stuck in hospital, the cost can add up very fast, without a health insurance my family will suffer. Term insurance is more like a bonus, if I die or paralyzed, my family gets a bonus, but I rather be dead than paralyzed, I hate being a burden to people.

Logitech Mouse Still the Best

Earlier on I bought a $10 mouse at Sheng Siong, some unknown brand from China, damn lousy, cable length so short, never specify cable length, buy home then realize too short cannot use, and the scroll is terrible, now I throw it one side to rot.

After that I bought a $9.90 mouse from Challenger, model is Prolink PMC1002, also damn lousy, the click is so noisy and the scroll became faulty after a few usage, scroll up it will scroll down a bit, scroll down it will scroll up a bit, what the hell.

So today I fed up I go buy another mouse, $11 Logitech model is M100r, this one feels so much better, the clicks not noisy, scroll is very smooth and working as I intended, should have just stick to Logitech all the way so I don't have to waste that $10 and $9.90 on those piece of shit mouse.

30 October 2015

Finally Friday

These few weeks so busy, so many things to do, one thing never finish another thing pop out of nowhere, want to go for a break also scared cannot finish work. The only thing I can look forward to is Friday, I love Fridays, it means that I can rest for the next two days.

So during weekends also don't do much, go shopping mall stroll around, eat, come home slack, surf net, play games, disturb baby, really feel like going for a long holiday, life is becoming repetitive.

27 October 2015

Bought a Bottle of Huiji Waist Tonic

Today I finally relented and bought a bottle to try, not sure whether it's good for my lower back pain but if I don't try I will never know. One bottle cost $49.70 at Sheng Siong, have 700ml, one dosage is 20ml, drink twice a day, that means can drink for 17.5 days.

I started my first dose today, so I'll see if my lower back gets stronger or not, this back pain has been bugging me since I ORD from national service, perhaps it's due to the heavy manual labour I did during my NS, I was a bridging combat engineer, damn siong job, have to carry a lot of heavy stuff, a lot of my platoon mates also suffer from back pain.

Or maybe it's because of bad posture, back pain is really difficult to deal with and prevent, I just hope it takes longer to happen, eventually it will happen again but just hope not so soon because it's so painful and I cannot work, young still not so bad, if older then I think jia lat.

26 October 2015

Lower Back Pain Strikes Again

Saturday when baby was crying, I went to pick her up, I bend over and heard a crack sound and a sharp pain at my lower back, I knew I kena again, sigh, I think something to do with stress, these few weeks damn stress because so many things at work.

So from Saturday until now, my back still haven't heal, hopefully tomorrow can heal so I can go back to work, today didn't work because took leave to bring baby for her immunisation, I thought today have to do her pneumococcal so I took leave, this one can pay by my Medisave, end up didn't do, next month then do, what a waste, but just nice my back pain so nothing I can do but rest at home.

24 October 2015

Opened POSB Savings Account for Wife

I received the maternity claim from my employer so today I went to POSB with wife to open a savings account, just need her blue ID card and that's it. So I choose a normal ATM card for her, she also received an iBanking account so no need the passbook, can check everything online, so convenient. The ATM card and iBanking account can be used same day, no need to wait. So after opening the account, I taught her to use the ATM card, make sure to take card and then take money, sometimes people can forget to take the money.

23 October 2015

So Many Beggars and Indirect Beggars

I saw this old woman, she was waiting at the MRT station, morning I see her, evening when I go home also see her, every time I pass by she will call me Da Ge meaning Big Brother in Mandarin, and then she will ask me to help her, I don't even bother and just continue walking. Just a few days ago she was with an old man, the old man also addressed me as Da Ge, I'm 32, and they looked like they are in their 60s at least, and they call me Big Brother, how disgusting, people will really do anything for money, these people have no shame.

Every day during lunchtime, so many of those tissue sellers, 3 packets for $1, super overpriced, this is almost like begging, those kind of tissue 10 packets selling at most $2, sometimes offer 10 packets less than $1 also can get, why in the world will I want to pay 3 for $1 when I can get 10 for less than $1? Then today got one middle-aged guy playing Er Hu, damn lousy, more noisy than entertaining and he walks around expecting people to pay for his music, more like noise. Best part is these people probably are not locals, looks like from China or sometimes brown skin, maybe Indonesia or Thailand, but local or not, they are not going to get a single cent from me, who knows they are even richer than I am, why donate to someone richer than me?

19 October 2015

Suddenly a Thick Haze this Evening!

Just now when I looked out of my window, there is a thick haze, I can even smell the burning in my kitchen, how come today suddenly so bad, even with our help, the haze seems to be burning ever stronger.

Wonder how bad it will get, this is really no good for health, for adults I think still not so bad but for children I think it's very bad because they are still growing, might damage their growth or something. I hope the authorities can do more to solve this haze problem, this is getting very annoying.

18 October 2015

Tried Häagen-Dazs for the Second Time in My Life

First time was very long ago, think it was in primary school, my cousin got a Häagen-Dazs ice-cream cake for her birthday, she cut me a huge slice, it was a chocolate ice-cream cake, but doesn't seem to have any cake, it's all chocolate ice-cream. I remember it was very good, probably the best chocolate ice-cream I ever ate, it was very thick, very rich, very tasty, but very hard.

Yesterday after watching some ice-cream videos on YouTube, I decided to buy some Häagen-Dazs to try with wife. Sheng Siong has a long-time promotion going on, 2 pints for $23.85, original price per pint is $14.50, damn expensive. So today I bought 2 pints, one if blueberry cream, the other is chocolate.

We tried the blueberry cream, very good, a lot of blueberries, very rich taste, then we also tried the chocolate flavour, tasted like the chocolate ice-cream cake from my cousin, also very good, very thick.

Next time I want to try the mango flavour, they have so many flavours, but it's kind of pricy.

17 October 2015

Cancelled Starhub Fibre and Cable TV at Parent House

Earlier on I signed up for the $34 per month M1 fibre broadband ($29+$5 for router) for my mom, so yesterday the M1 guy setup the ONT and evening I went over to setup the router, was very easy to setup, just plug into the ONT, power up, connect to the router from my mom's computer, setup the wifi and that's it.

Today I went to Starhub at VivoCity to cancel and return all the stuff, following are the items to return.

For Fibre broadband:

  • Nucleus ONT.
  • ONT power adapter.
  • Fibre cable.
  • LAN cable.
No need to return the Starhub router since it belongs to me, I think it was part of the contract, free router if I remember correctly.

For Starhub cable tv:
  • HD set-top box.
  • Remote control.
  • Smart card (inserted inside the set-top box).
  • Set-top box power adapter.
  • Composite cable (red, white, yellow).
  • Component cable (red, green, blue).
I have everything except the component cable, I thought have to pay penalty or something but the customer service say it's ok, in the end only need to pay a termination charge of $30 or $30+, which will be billed to my current payment setup which is credit card so no need to pay at the shop.

Service was very fast, didn't wait too long, settled everything is less than 15 minutes, this Starhub VivoCity shop looks very nice, must have spent a lot on the renovation.

12 October 2015

Blatant Corruption at Bali Airport

Source

They cut the woman's passport and brought her into a room and asked for money, and she was let go after paying $50, like that also can, what if she refused to pay, will they lock her up indefinitely? Such a lawless country, I will never step foot into that country, I will never spend a single cent on their economy, I have also started to boycott Indonesia products, now this incident strengthened my resolve, nowadays when I buy any products, I will see if it is from Indonesia.

And the haze problem, it took them decades and they still can't solve the problem, more like they don't want to solve the problem, otherwise how to collect corruption money from the plantation owners, this country is hopeless, just let them rot.

Baby Seen Paediatric Cardiologist Today

Today the cardiologist did an echo for her, she found nothing serious, the hole is still there but seems to be a very small one, most important thing is baby is gaining weight well, baby is now 7.5KG, growing real fast, doctor even commented that she is fat but nothing to worry about.

But doctor found some strange heartbeats, also nothing to worry about but she wants to find out more, so she put baby on a 24 hour ECG device which will capture baby's heart data, can only take out tomorrow morning, so today baby cannot shower, but can wipe body. It's just 5 pieces of sticker pasted around her chest area, connected via wires to a device which looks like a pager.

Doctor also commented that probably no need to do heart surgery when she is one year old, maybe much later.

Today's bill quite high, total $244.50, this consists of repeat consultation, echo and the 24 hour ECG monitoring. Without any subsidy the bill is $585.99, government paid $341.49, that's more than 50% subsidy for citizen and I really appreciate it. This reminds me of the echo my wife did when she was holding LTVP, that time I paid $498 cash, damn expensive, but what to do, what needs to be done needs to be done.

11 October 2015

Baby Seems to Prefer Mommy More

Just recently I started to notice that she cries whenever I carry her, no matter what I try to do to pacify her, nothing works, but when I hand her over to mommy, she stops crying. At first I thought I might have hurt her somehow, as you know guys are less delicate creatures, most of the time I have to be very careful because I am afraid that I might cause her pain but I realized that is not the case.

Yesterday was the worst, mommy was busy doing her stuff, baby cried until vomited her milk on my t-shirt and she seemed to be gasping for air, she looked like she was in pain, cramping or something, I think she cried too hard, exerted too much force just to cry out loud, and no matter what I do, I can't stop her from crying, in the end when mommy was free, I handed her over, wow, she stopped crying in a short while, amazing.

So after such a discouraging episode, I quickly went online to do some research, I found that breastfed babies seems to prefer the mother more than anyone else, that makes a lot of sense because the mother is the baby's source of food and naturally the baby's source of comfort, sometimes when mommy leaves the room, baby will also start crying, seems like they have a strong bond, as for me, lol, hopefully she will start to acknowledge my existence, but I think she will la, when she gets older that is.

10 October 2015

Government Credited $600 in Baby's Account

Just noticed that there is extra $600 in baby's CDA account, credited on 16 Sep 2015.

So far we haven't touch her CDA money, I intend to save it for her until her post-secondary education, this is one way we are saving for her education, but who knows later when government opens more options for CDA monies we might start using but for now I don't see a need to touch.

Went to Crystal Jade @ The Clementi Mall Again Lol

The food there is really nice and not very expensive, today me and wife also enjoyed ourselves there.

So today we ordered the crab siew mai, this one damn power, the salted egg bao, chicken feet again for my wife, stir-fried chee cheong fun with dried prawns and roasted duck.

The duck is really nice, it's juicy unlike most you find outside which are dry, this one can fight with my favourite stall at Chinatown but the serving is a bit small, the Chinatown stall half-duck for $17, eat until shiok.

The stir-fried chee cheong fun taste like the stir-fried kway teow at tze char stall, very special, very nice, and big portion.

I wanted to try out all their dishes but we cannot eat finish so have to come back a few more times, I think no need to take picture, so far the food we ate are all nice, come and try is better than see picture ;)

Today final bill is $45.10 after 10% discount for DBS/POSB credit card.

09 October 2015

This Month Utilities Bill only Pay $4.82

The bill a bit siao siao, sometimes $80+, sometimes $90+, this month only $69.82, and this month there is the gst rebate of $65 so end up the final bill is $4.82.

I think only when they come and check then lower, if not they just estimate higher, basically anyhow whack, can eat more cannot eat less kind of estimation, really chee behs, actually I should start to submit the meter readings myself, but too lazy and forgetful to do so, come back from work so tired already just want to relax, weekend also can't be bothered, rather rest lol.

08 October 2015

Indonesia (Finally) Accepted Our Help

They finally accepted our offer after they realized they cannot contain the fire, they also asked Malaysia, Russia and Japan for help, but even if we put out the fires now, it does not solve the problem completely, the real cause of the problem is slash and burn. Indonesia must name out all culprits, especially when they say Singaporean companies are involved, give us the names first, I really want to know which of our companies are responsible and make sure to boycott their products completely, I hope our government will punish them until they bankrupt, also punish their owners, jail them, fine them, bankrupt them, shame them, they must have known but let the burning happen anyway.

So far these 5 Indonesia companies have been identified:

  • PT Rimba Hutani Mas
  • PT Sebangun Bumi Andalas Wood Industries
  • PT Bumi Sriwijaya Sentosa
  • PT Wachyuni Mandira
  • PT Bumi Mekar Hijau
And one more, this one have a company in Singapore:
  • Asia Pulp and Paper Company
NTUC and Sheng Siong have removed all products from Asia Pulp and Paper Company, even if they don't remove I also won't buy.

These companies don't care about environment or people, they only care about making money, really scums of the earth. And I won't just boycott the products from these companies, I will boycott anything Indonesia, took them long enough to start doing something useful, I bet their authorities are not arresting people because they must have taken bribes, how can they take so long and not solve the problem? Corrupted country obviously, they will never improve, bet the haze will come back soon even after we put out the fires for them.

04 October 2015

Great Lunch at Crystal Jade Kitchen @ The Clementi Mall

Today I went to Clementi Mall to sign up M1 fibre broadband for my parents, service at their address but I pay (can pay by credit card monthly), because the Starhub fibre at their house contract ended, now every month charging me $83 including the cable tv, parents never watch the tv so might as well just get a cheap fibre connection. M1 today last day offer for the 200Mbps @ $29 per month, can choose to add $5 per month to get an Asus RT-N56U router, I think quite worth it, the router outside sellling $160+ if I'm not wrong, so I ended up getting that router too. But I think they will come up with new offer, they always have very competitive offers going on.

So before I went to sign up for the fibre plan, we dropped by Crystal Jade for lunch, it was great, very satisfied with the meal, service was prompt, friendly and very professional, makes me feel like a VIP lol. And I'm not really into taking pictures of food but today I felt that I should since their food was great, the servings were larger than we expected so me and wife ate until very full.

First dish was the fried yam puff, if you see the following picture I finished a piece on my plate, comes in 3 pieces, didn't take a picture of it because eat too fast lol. The picture of the chicken was taken after we ate one or two pieces, it was quite a large portion, larger than expected and only $16.80, I think it's a whole chicken because I saw 2 drumsticks. The chicken was very lean, not oily, I think it is kampong chicken, barely any fats so feel very healthy, very worth it.

Steamed Chicken $16.80

This is the Chee Cheong Fun with sweet sauce and sesame sauce, the sesame sauce is very power, it is plain no prawn or what inside but goes very well with the sauce, if put some of their red chilli (free) even better, provided you can eat spicy. You see the picture very small, but it is quite a large serving, me and wife were quite shocked lol, so if you order better don't order too many.

Chee Cheong Fan $4.20

Chicken feet, wife's favourite, she ordered 2 servings and finished all, I didn't eat so I don't know good or not, but since she can finish means should be edible. The serving also looks quite big, looks bigger than those from Yum Cha Chinatown.

Chicken Feet $4.30

These baos have salted egg yolk fillings inside, have to open carefully or the fillings will burst out, lucky I have had some experience when I ate at Yum Cha, so this time I split open from the middle slowly into two pieces, but if compare with Yum Cha's version, I think fillings very similar, can't tell the difference, both are great, as for the skin, I think both are negligible, to be honest I eat this bao purely for the fillings lol.

Liu Sha Bao $4.90

Well, after eating all that, wife say feel like vomit, both of us feel very full but satisfied, and when I went to make payment, got another surprise, final bill was $46.25 after GST and service charge, and I got a 10% discount because I was paying with POSB Everyday Card. This meal very worth it, eat so full and not expensive, will go back again for sure.

And before I end this post, must warn readers of this shop at City Vibe at Clementi, the shop name is Frozen Korea Ice Dessert Cafe, just now me and wife ordered the Elsa Snow Flakes Cookies and Cream, when they market it as snow flakes I thought it was the snow flake dessert like those Taiwanese dessert, but when it came, it was a big bowl of coarse ice with crushed Oreo, topped with one scoup of ice-cream, one piece of Oreo and a big bunch of whipped cream and this didn't come cheap, $10.90, for this kind of price tag I would expect milky snow flakes at least, but it's mostly coarse ice! Might as well eat Ice Kachang, $1.50 can get. Me and wife felt a bit scammed but well, this kind of shop eat once and never go back, now I know why whenever we passed by the shop is always so quiet.

03 October 2015

Polar Puff Curry Puff Number 1 in Singapore?

Source

Actually I read about the news quite a while back and I wanted to write about it but didn't remember to until now. The results were very shocking, polar puff came in at first place while old chang kee at second, wow. I tried polar puff a long time ago and I remember it as ok but number 1? How can it be? Old chang kee is nice, I like their curry puff but number 2 is kind of overstretching.

Personally the best curry puff I ever had in my life was from the hawker centre outside Bedok Camp II i.e. Bedok Food Centre. I knew about this curry puff when my supervisor bought it for our teatime during my time working at the warehouse. It has been a very long time (almost 10 years I guess?) since I have been there so I don't know how much it has changed, but from my memory, there were more than one stall selling curry puff, I found the right stall as I recognized their unique shape, it was definitely handmade as the shape was very ugly, looks deformed, but the skin was thin and very crispy, and the fillings were very flavourful, the overall taste was very local, very authentic, very homey, and it was not expensive, if I remember correctly it was $0.50 per piece. Their sardine puff was also superb, somehow sardine puff is always crispier than curry puff so their sardine puff was incredibly crispy, super power. Oh and it's a Malay stall, I just want to emphasize that Malays make the best curry/sardine puff, no doubt about it, at least for me.

The second best for me was from those unlicensed curry puff seller, I'm sure if you take the MRT you will notice a man or woman with a box containing curry puffs, 3 for $1, those are unlicensed and those people are from Indonesia, there was a documentary about them, the hygiene was terrible, but anyway the one I had was way back, back when I was a teenager, before I served my national service. Nowadays the standard of these unlicensed curry puff seller dropped a lot, long ago their curry puffs were crispy, fragrant, and very flavourful, nowadays they taste bland and not crispy. Long ago also 3 for $1, today also 3 for $1, well at they didn't raise their price lol. Nowadays some curry puff $1.80 per piece, claims to be number one but actually not worth it.

Just last week I tried polar curry puff just for the sake of the number one tag, $1.80 per piece, the fillings are okay, slight taste of coconut milk, but the skin is too thick, would be nice if you eat it with some soya milk but by itself it's just too much to swallow, so much skin so little fillings, can't believe ST voted this as number one, just unbelievable, what were they thinking.

And funny how the top 2 winners are listed companies, funny right?

01 October 2015

Next Transport Minister


Today I read that Mr. Khaw Boon Wan took up the transport minister job, I thought he must be crazy, this must be the worst position ever, mainly due to the several train disruptions we had these recent years, our train simply cannot afford to break down because many people rely on it to get to work, to school, to shopping and whatever.

Personally I haven't been very affected by the disruptions, I think I have been caught in one or two disruption, can't remember exactly, but the last one was at east side, the train stopped due to train fault, so I ended up taking a bus home, was not that bad because I was quite near home already.

Anyway I think Mr. Khaw might have a chance, he seems to have done well on the housing side, housing price seems to have stabilized which is a good thing for buyers but not so good for sellers, but good for young people seeking to own their first home, I think the latter is more important because nowadays most people don't want to settle down if they cannot afford their own place, personally I can understand that, it's just not easy staying with parents, and renting is so expensive and doesn't feel like home.

28 September 2015

Planning Thailand Trip in December 2015

Wife say she wants to visit home for the new year, I don't think have enough leave left because all spent on baby and wife appointments, but just nice government announced an additional week of paternity leave, so can use to visit home with wife.

She thinking of going on 30 Dec, I can clear the paternity leave in block leave but if block means can only clear 5 work days because I'm working on 5 days work week so that means can go on leave until 06 Jan because 01 Jan is New Year so that day is holiday, so one extra day.

So now have to do baby's passport first before we book plane ticket, this time I thinking of bringing my parents along, been a while since they met wife's family, also good chance for them to travel, they getting old so I want to let them enjoy as much as I can provide for them, so of course I will be paying their tickets, and hopefully can have enough budget to also pay for their hotel stay.

Initially wanted to go Udon Thani then go Phuket, but looking at recent earth quakes, I think better not, so probably just go to Udon, then come back to Bangkok, hopefully no more bombing, at least the suspects have been caught so not so scared now. If I go alone I don't worry so much, but if go with family then have to be extra careful.

26 September 2015

Brought Baby to Polyclinic for Vaccination

Baby is now 4 months and 6 days old, so today we brought her to polyclinic to do her vaccination, we choose the 5-in-1 vaccine and opted for the pneumococcal vaccination. The 5-in-1 is free for citizens and the pneumococcal vaccine is $150 but can pay by Medisave, still have to do 2 more times which means have to pay $300 more. Personally I believe in prevention is better than cure so this kind of money I am willing to spend, the nurse told me can cover her up to 7 years old so it is very worth it.

And today baby weighs more than 7KG, she grows so fast, I think soon she will be able to walk, I am looking forward to it!

24 September 2015

Received My Third Adsense Payment

Last payment.

This time they paid me S$178.89 on 23 Sep 2015, bringing the total for this year to S$334.48, not bad, good pocket money for casual blogging.

And thanks to my visitors for the support, really appreciate it!

Public Holiday Stay Home Thanks to Indonesia

Today the PSI reading at 12PM is 173-216 overall in Singapore, and today is a public holiday, I guess everybody will be staying home, actually wanted to bring wife and baby out to enjoy the day but looking at the haze can forget it, so I went to Sheng Siong to buy groceries and cook instead.

So on my way to SS, so little people outside, usually on a public holiday it will be very crowded almost anywhere, today so quiet but SS is packed, everybody go in to enjoy the aircon, I saw so many aunties never buy anything just go inside walk and stand around chatting, and some people never buy anything or buy much just push the shopping trolley around.

Anyway this Indonesia really cannot make it, their leadership is completely hopeless, it's been decades since the haze started and they still can't solve the haze problem, how long more do they need? This is what happens when you put useless people in charge, no matter how much authority they have, or how much resources they have, they simply cannot deliver. The burning happens in their country and they can't stop it, what a joke. And where's the company name list? I thought since 2013 they say want to give us, until now we still don't know who are the culprits, another big joke. And best part is the haze is also affecting their own people, and it doesn't seem to bother them at all.

Baby Given Open Date Appointment

Yesterday we went to see the paediatrician, he examined baby and commented that she looks very good, indeed she is very healthy and no major illness so far, can't tell that she has a hole in her heart, doctor also can't detect any murmur, I was surprised because I thought usually people with hole in heart have murmur, or maybe she is still small.

Anyway, given that baby is healthy, the doctor gave us an open date appointment, which means within one year if we need to see him then we book an appointment, otherwise no need to see him, that's great, I doubt we will need to see him again, anyway baby jaundice by now should be normal already so all is good.

And I want to tell you guys, while we were at NUH, we dropped by the new building i.e. the Medical Centre, there is a bakery named Dora Keiki, I bought the Png Kueh, one packet I forgot how much, damn sucks, do not buy the Png Kueh, it's so rubbery and taste like it's been on the shelf for a long time, really taste like some failed home experiment, I took one bite and spat it out and threw the whole packet away. Then I went home and research on the brand name, it belongs to Bakery Cuisine and it seems like quite a big company and for such a big company how can they sell this kind of failed experiment product, some more not cheap, I think one packet is $3 or $4, I don't have the receipt so I'm not sure but it's definitely not cheap, one packet have only 3 pieces, this company really terrible, I'm never going to buy from them again,

21 September 2015

Medishield Life: Serious Pre-existing Conditions Requiring Additional Premiums

Source

Broad categories of serious pre-existing conditions

Looking at the list I am not immediately sure whether my wife and baby will be subjected to additional premium, but I am prepared to pay more if need be.

My wife has a prosthetic aortic valve, it's not giving her any problem and is well-maintained by her daily intake of Warfarin and Aspirin. However her cardiologist is keen on replacing with a larger one for her, her current one is a bit narrow but she's doing fine with it, in the end it's up to her whether to replace or not but I am siding with her cardiologist on this, operation is best done when she is young.

My daughter has atrial septal defect which according to her paediatric cardiologist is not very serious, it would probably mend by itself when she gets older but even if it doesn't mend, intervention is only required when she is one year old, have to see how and follow-up closely with the doctor, but so far baby is doing great, she seems very healthy and active, if I tell people she has heart issue I don't think people will believe.

So looking at their cases, I'm thinking probably don't need additional premium, but see how, wait for the letter from CPF Board.

20 September 2015

Saved Money Today!

Yesterday I went to Sheng Siong and bought some groceries to cook for today, it all costed slightly over $20, can serve 4 person, which means me and wife can eat 2 times so today no need to buy any other food, just eat pasta. It's true that one can save money by cooking at home, you can eat more than once, furthermore the gas doesn't cost much. We change our gas every 3 months, let's say 1 month is $10, so one day about $0.33.


  • $5.25 - pasta sauce
  • $3.45 - white button mushroom
  • $2.95 - cheese hot dog
  • $2.51 - minced pork
  • $4.15 - feta cheese
  • $1.95 - pasta
Total $20.26.

The same meal would probably cost me $30 outside including the GST and service charge, eating out is very expensive, nowadays one packet of economical rice can also cost $4 to $5 even without any seafood.

18 September 2015

Found Another Use for Pram

When baby keeps crying or always want us to carry her, I tried leaving her on the pram and move it back and forth, she calmed down soon after! It's also good to put her to sleep, she seems to like sleeping in it as long as I keep it moving, so after she falls asleep, I can go do something else haha.

Never regret buying this pram, so damn useful, multi-purpose lol.

16 September 2015

Baby Jaundice 25!

Finally her jaundice is now at low level, the target should be below 10, but 25 is good enough, her liver test also came back ok, we are to see doctor in 2 months time to run the liver test again, jaundice no need.

This time during blood test she also seem to be less distressed, of course she still cried very loudly but today she didn't look that bad after the blood test, last time she cried until she looked so tired.

I'm so glad and so thankful.

Update 19 Sep 2015: Forgot to mention baby was 6.5KG on 16 Sep, great improvement!

13 September 2015

My Thoughts after GE2015

The results are mostly in line with my personal forecast, except that the Worker's Party managed to retain Aljunied GRC, I was expecting them to lose it, but since they won, albeit narrowly, I hope they will look past the mud-slinging (regardless of who is throwing who) and focus on how to manage the town council better. To me wrong means wrong, no way around it no matter how you argue, and I would like to see greater accountability and see them really taking ownership of the problems and deal with it swiftly, if everything had been done swift and sharp, I doubt anyone can say anything.

Even though the opposition suffered great defeat, that does not (and should not) invalidate whatever they have gathered from the ground, and whatever suggestions they have come up with should be consolidated and considered by the ruling party, as the saying goes, two heads better than one, I'm sure (and hope) they can find something useful, otherwise the existence of our opposition is very much questionable.

And even though Gerald Giam lost which was not surprising, I hope he can continue to serve as NCMP, during these years as NCMP, he spoke up on many close-to-heart issues, especially for people like us, I really appreciate the effort he has made to fight for citizen and foreigner couples, but actually he is fighting for everyone not just us, and if you haven't notice, nowadays government is focusing a lot on local workforce, homemakers, senior citizens, foreign spouses, not that they didn't care about local workforce before but there is greater emphasis now, Worker's Party did fight this one out in Parliament so have to give them credit.

There is also another Worker's Party candidate whom I think should stay and serve as NCMP, Lee Li Lian, she seems very sincere, humble, and approachable, although she lost but she didn't lose by too much, shows that she did her job well, otherwise I doubt she can get that many votes in the face of competition versus the strongest party in Singapore. Gerald Giam and Lee Li Lian are the kind of people that I wish to see more of in our political scene, it would be a loss for us if we don't send people like them to parliament.

Just realized that Lee Li Lian is not keen to take up the NCMP position, I know the salary is lower but not sure by how much so I googled and found that the NCMP gets only 15% of what an MP gets, so if an MP gets $15,000 a month, a NCMP gets $2,250 a month, it's not bad but for her credentials, she might as well get a full-time job which can pay better, and if she gets a full-time job, where would she have the time to serve the people, furthermore she has a young child to care for, can only say it's not easy for women with children.

And I don't think it's just about the money, NC means Non-Constituency, also means that NCMP does not serve any constituency, so basically NCMP cannot directly serve the people, can only raise issues in parliament, kind of a difficult job to hold for young people, unless you have passive income otherwise challenging to survive.

All Down with Cough

Now me, wife and baby all coughing, wife's most serious, me second, baby third. I googled and found that cough for baby usually not serious, I think she have some sort of viral infection, her immune system will probably be able to handle it, furthermore she is breastfeeding which somehow makes her stronger.

But with the haze our coughs can't get any better, so now safest is to stay home, I just looked at the sky, seems quite bad today, the 8am PSI shows 136 for west side, I hope the haze dissipates soon, wonder if Indonesia is still burning stuff, must be, this country is hopeless, every year you tell them, every year they commit the same mistake, for decades, how can you make the same mistake each year, over and over again? Ridiculous.

11 September 2015

GE2015 Sample Count Results

Didn't know there was something called "Sample Count", following is a description:

Sample Count

Basically it gives people a rough idea of the polling results for each area so people don't have to wait too long to know the results.

The sample count results don't look good for opposition forces, Worker's Party seems to have lost their Punggol East SMC with PAP winning 51%. As for the rest of the known results, PAP won every constituency except Hougang.

Now I'm waiting for Tanjong Pagar and Aljunied results, I think the rest no need to see, we all know which party will win.

Update1: Just noticed SDP Chee Soon Juan's A team was defeated at Holland-Bukit Timah with PAP winning 66%. Also noticed Han Hui Hui was defeated at Radin Mas, she only have 9% of votes, I think she will lose deposit, why in the world did she contest, who in their right mind will vote for her, apparently 9% of the voters in Radin Mas weren't in their right minds today.

Update2: Aljunied sample count results out, Worker's Party defended its position winning at 52%, very close, as expected, I was thinking they will do very badly but lucky for them they didn't lose the GRC, I hope they will do better in their next term, of all the opposition parties in Singapore, this party is the only one can make it, but they need to be more careful.

Update3: Mr. Chiam See Tong's wife Mdm. Lina Chiam was defeated at Potong Pasir with PAP winning 68%, somehow I feel sad because I have a lot of respect for Mr. Chiam, time really show no mercy.

Update4: Tanjong Pagar PAP wins 78%, was hoping that SingFirst lose their deposit.

Update5: They are announcing the actual results now but I won't bother to wait, the sample count is very accurate, now I can go to sleep knowing the country is still in good hands, very glad none of those useless opposition win any seat.

It's Voting Day!

The polling station is just 1 min walk away from my flat, so this morning around 10.30am I went to take a look, there was quite a long queue so I went home and relax, 30 minutes later I go down again and there was a shorter queue so I queued up. I didn't wait too long and it was my turn, I handed my polling card and identity card to a lady, she read out 4 numbers and gave me back my polling card and identity card, she also handed me the voting card, the whole process was very formal, she looked very serious.

So I went and cross out the PAP logo without any thought, dropped my vote into the box and went home. Then we went to have some good food, shopping and buy new shirt for baby, the baby dress so expensive, one set cost $24.90! We also bought some teething toy for baby, think she is going to grow teeth soon, nowadays she keeps salivating.

Then we took taxi home, there was barricade on the way to my home since my area is a polling station, the security told the taxi driver to stop and let us alight, we could have alighted downstairs our flat instead, basket make us walk farther than usual, doesn't make sense for them to block the road when the polling station is so far away, not as if the whole area is polling station, only the pavilion, don't know why they blocked the road.

09 September 2015

2 More Days to Polling Day

Somehow I am looking forward to voting lol, maybe because it's a rare event, and it's also the only chance in every few years to let the government know whether I'm happy or not.

Now that I think of it, this will be the 3rd time I will be voting in a general election, if include the last presidential election, then this will be the 4th time that I will be voting in Singapore. Let me see:

2006 General Election

I was staying in Tampines, the leader of the GRC was Mah Boh Tan, he was very popular that time, I was 23 years old, my first time voting in an election but I was not excited at all, that time I was busy working full-time and studying part-time so didn't care too much about such things, I simply voted for the most well-known party which was PAP, at that time it was the only party that I know of.

2011 General Election

Still staying in Tampines, that time I was married not too long ago, wife moved in to stay with my parents but eventually there was conflict so I started thinking of buying our own place, then I realized that Singapore housing price was so expensive, kind of shocking to know that resale flat was beyond my reach at that time, with the high COV and high resale price, and I cannot apply for BTO because wife does not have PR, so I was very fed-up with the government, especially Mah Boh Tan since he was the minister for national development.

So I thought I will vote for any opposition who comes to Tampines, that time was Goh Meng Seng from NSP, I voted for his party, in the end they lost which is expected but from the results, can tell that many people were unhappy with Mah Boh Tan, from 68.51% win in 2006 to 57.22% win in 2011.

2011 Presidential Election

I felt that this election was kind of pointless, why bother to run an election to vote for a president, I just anyhow vote, just vote for whoever I feel like voting, so I voted for Tan Kin Lian, in the end he lost, anyway I doubt anyone will make any difference, to me president is just a... erm... don't know, can only say general election is more meaningful.

2015 General Election

This time I have no major complain, I bought my resale flat, and I'm happy with my life, have a baby now, realized that government is doing a lot to help people with children, the baby bonus, free gifts, CDA top-up, paid leaves, subsidies, free vaccinations, I feel very well supported, so well that I feel that government may be doing too much, well if they can afford to then by all means go ahead but when I tell my foreign colleagues about the kind of help I am getting, they find it unbelievable, where else in the world will the government give you $6000 cash for one baby.

Another thing which I find very helpful is Medishield Life, this will help a lot of people, just in my family alone, it will help cover my mom who is suffering from diabetics, she is currently not covered, it will give additional coverage for my father who is on Medishield, it will cover my wife who has a prosthetic valve, she is currently not covered, it will cover my baby who has a hole in heart, she is currently covered by Medishield, basically it will give me peace of mind so I don't have to worry so much about my family. I don't mind paying the premiums as long as they can be covered. Personally I am very well covered since my company also covers me, furthermore I have my personal insurance so my family don't need to worry about my medical bills in case anything happen to me.

There's also the CHAS scheme, currently my parents are benefiting from it, so I don't have to worry so much about my mother's regular visit to polyclinic for her medications, currently she is not working, only father is working to support her, but so far they are doing fine, they don't even ask me for a single cent.

I am also happy with the IPPT changes, even though it came so late but at least it will make future generations' life easier, I still remember last time have to clear RT within 3 months, really what the hell, so busy with work still have to worry about RT, it was more punishing to servicemen than helpful.

Overall I think the ruling party did a good job, so this time I will vote for them, I hope they will continue to perform, and take in useful feedback.

07 September 2015

PAP Rally @ Commonwealth Ave

Just now when I was on my way home I noticed a lot of security and people at the big grass patch, there is a big stage and I saw PAP logo, so obviously they are doing a rally there. It was almost 7pm and already people were seated and waiting, several people were taking pictures with their handphone camera. I was thinking why not watch at home, nowadays we have live streaming, can watch on YouTube.

I also noticed the haze getting worse, this Indonesia say never listen.

06 September 2015

Wife's Bill for Delivery

Can check out this link for details.

So for 20 days of stay in C ward, the charges is $5411.04 after government subsidy plus $108 for A&E, total is $5,519.04. My wife was warded from 06 May to 26 May, actually we went to NUH on 05 May but no bed so we waited till very late and was warded at A&E, that's why there is the charge.

The bill without subsidy is $14,265.40, government subsidized $8854.36, about 62%, glad I choose C ward, if any higher I don't know how much I will have to pay, but please don't start getting worried when you see my wife's bill, she has heart condition so have to go in early to change her medication to prepare for the c-section, for normal natural/c-section deliveries I think less than a week can discharge, some people today deliver tomorrow can discharge.

If my wife is citizen, her final bill would probably be halved, so sometimes I don't understand why some people say government is not helping enough, what do these people expect, free healthcare

Well actually I find it okay to have free healthcare for people who really cannot afford it, especially the elderly, but for working people like me, I don't expect anything free, we are the energy that powers this nation, if we start getting lazy and expect government to give us everything, then this country is in very big trouble.

04 September 2015

$3000-$4000 Cannot Afford Housing in Singapore?

Just now I was watching the channel 8 news at 7pm, there was this guy from worker's party speaking, he was speaking in Hokkien, he was saying people here are not able to afford housing with $3000-$4000 salary and yet government claim that with $1000, one can afford housing. And he added that how can he not know the sums as he is a banker with 10 over years of experience.

I was wondering does this guy have any idea what he was saying, $3000-$4000 cannot afford housing? Then how did I buy my house? When I bought my house last year I was earning close to $4000, and I'm paying by myself, I didn't get a single cent from my parents, every single cent for the house I paid by myself, single income, as you all know my wife is not working. Maybe he was referring to condominium? But couldn't be right, if condominium is the benchmark for housing affordability then plenty of people cannot afford housing.

03 September 2015

Received Poll Card for Voting

The voting station is just below my HDB flat, so convenient, I think can bring wife and baby to take a look, and after voting can go window shopping!

01 September 2015

Finally Received My Wife's Hospital Bill

Yes! After almost 3 months, they finally sent me the bill lol wtf, now I'm going to submit to company for claims, it's quite a substantial amount that's why I kept chasing after them, if cannot claim then I won't even bother, they can take 1 year I also don't care.

Anyway will probably save that money for my wife, open a bank account for her, she has been bugging me to open one for her for a very long time.

30 August 2015

Sealed My Rubbish Chute

I have stayed in my flat for slightly more than a year, recently the cockroach attacks have become more frequent and more irritating. Earlier this week my right cheek and right butt got bitten by a cockroach, it crawled onto my bed when I was sleeping, probably bit my face and butt first before moving to my neck, so when I felt something ticklish, I woke up and slapped my neck hard, I then went to open the lights, the ugly creature dropped dead to the floor, it was probably hanging onto my shirt. Then the following days I noticed red itchy spots on my cheek, same goes for my butt, it was so damn itchy. Those spots on my cheeks are gone now, but those on my butt is still there and is still itchy.

This is not the first time a cockroach invaded our sleeping area, my wife encountered once when she was sleeping, she felt something moving on her palm, she woke up and found a cockroach, I think that was before our baby arrived, so that should be quite a while back.

And yesterday night was the last straw, that little bastard moved into baby's sleeping area, my wife was breastfeeding and had she not notice, that bastard might have bitten our precious one, this is atrocious, I know I must do something more.

So yesterday night I didn't sleep much, I stayed awoke until 5am, went for a run, all the while thinking of how best to deal with this situation, I know baits don't work, it will stop them for a while but eventually they come back. Spray is on demand, they have to appear before you can get them so it's kind of pointless, anyway it doesn't destroy the nest which is the root cause, but then, how is it even possible to destroy the nest, they come from the rubbish chute. Then I got the idea, since they come from the rubbish chute, how about I seal it off lol, and so I did.

In the midst of sealing the chute, I swept out 4 or 5 dead cockroaches, they must have ate the baits and died there, the smell coming from the chute when I opened it was so bad I had to put on a mask, even with a mask the smelling was still very bad, so I held my breath and used plenty of tapes to seal it off. I also called my father and told him about the infestation, he said he will drop by later with a custom-made box and silicone to seal it off.

Now you might be wondering how we are going to throw our rubbish, we are living on the 3rd floor so it's not that bad, not too much of a trouble.

28 August 2015

They Finally Processed My Wife's Hospital Bill

Today I received an email from NUH staff, he told me my wife's bill has been processed so I login to CPF and indeed they deducted the amount, finally I can submit my claim soon.

Anyway they deducted $5,519.04, the staff said I should receive the bill around 3 days time, so in total hospital bill for wife and baby is $6473.47, all deducted from Medisave, no need to pay cash.

27 August 2015

More Help for Parents!

Government giving out money to parents again, now they increased the baby bonus from $6000 to $8000, babies born from 01 Jan 2015 onwards are eligible.

That means I will have $2000 spending money, because I will deposit the first $6000 into baby's CDA, that's great, this will really help a lot to defray our expenses, but actually for me I find that having baby don't really spend that much, my wife is fully breastfeeding so we don't even buy milk powder at all, only a lot of diapers, wet tissue, baby stuff, those don't really cost that much, but if have one more baby then I think will get difficult, for us we happy with one, especially since this one didn't come by easy haha.

Anyway you can see following picture for the details, happy parenting!

See www.heybaby.sg for details


Home-made Rattle for Baby

Recently I bought one of the Wrigley's double-mint sugar-free mints, it comes in a tin casing and when I shake it will make noise. Just now baby was crying so I tried shaking in front of her, she stopped crying! Since it works so well, I don't think I need to buy those expensive rattle, one of those costs $6-$10 or more, this mint tin only cost me $2 and comes with 35 mints lol.

26 August 2015

Singapore General Election 2015

Today heard about it from my colleague so I went to read up more, the election is to be held on 11 Sep 2015, it's a Friday so that day has been declared a public holiday, also known as Polling Day, and 10 Sep 2015 is the cooling off day which means political parties are not allowed to do campaigning.

Personally I like Worker's Party, I like Mr. Low, he is a very powerful speaker, but their screw-ups left a very bad impression, anyway they won't be contesting in my area, my area is under Tanjong Pagar GRC, so far I know SingFirst will be contesting but regardless of who come, my vote will go to PAP, this SingFirst gives me the feeling that they don't have any respect for LKY at all, he just pass away and they come and contest, bunch of opportunists, I hope they lose all their deposits.

25 August 2015

Baby Now 3 Months Old

At 3 months I noticed that her neck strength seems to have improved, now she is able to turn her head and follow me when I move around her, she is also able to sit on my wife's lap with lesser support to her neck. She also seems to be trying to talk, but she's just talking in baby language, but responsive when my wife talks to her, like she will smile or just talk back.

She also seems to need to feed lesser but more in each session, this is good because it's much less tiring for my wife, nowadays baby can sleep through most of the nights, we need to wake up lesser and lesser so we end up having more rest.

Looking back, I'm glad we pushed on to have her even though the gynaes that we have seen advised against it, I think it would be very bad not to try, but for our case I did a lot of reading before we decided to push on, I know it is possible for women with my wife's condition to have children, just that we needed one doctor who is willing to try it out with us, so thanks to that heart doctor from NUH.

21 August 2015

Global Markets Tanking, Recession Coming?

Now my portfolio Mou Gan Tai (no eyes see) meaning don't want to see haha, $1300+ in the red, overall lost about $3700+, all previous earnings wiped out but it's all paper loss, now I wonder how low can it go. Today STI dived below 3000 points, last time it dived so low was in Feb 2014, I think something big coming, anyway better to tighten belt now and don't spend too much.

I think now just leave it and collect dividends, the dividends also not bad, overall about 6.79% annualised yield, still better than leaving it in bank. Too bad now no more cash to buy, the stocks are so cheap, it's like the STI Great Singapore Sale, good chance to pick up some, especially those dividend stocks.

Actually bigger concern is if recession really hits us, will companies be able to survive, I think Singapore is quite safe, even if we really get hit, our government can always step out to help, but those MNCs hard to say, if they cannot make it, they will just lay off staff or close shop here, lucky my company is a big local company so I'm not too worried, for those working in MNC, better to have some planning in case of retrenchment, best thing is to have savings that can last for a few months, at least if you are not working, you have something to fall back on.

Stay safe.

18 August 2015

Bomb Blast at Bangkok Erawan Shrine

It happened yesterday and today I realized it's the 4-faced Buddha shrine that I visited a few times, it's a very crowded place because a lot of tourists and locals like to visit. I saw a video and a yellow shirt man was there with a black backpack which contains the explosives and left it on a bench, that bench looks familiar, I think I have sat there before, anyway at that position a lot of people will get killed or gravely injured, impossible to react.

From the video some people were speaking in Thai, I assume they are the investigating officers, my wife said they mentioned that the bomber doesn't look like Thai, the guy looks Asian to me but I don't think it matters, what is sure is that guy is a criminal, a terrorist and should be hunted down asap.

I don't think he is one of those extremist Jihadist, their style is suicide bombing, this guy went in with a detonator, obviously he wanted to bomb the place from a safe distance, and obviously he is targeting foreigners because the shrine is always packed with tourists from around the world.

And as long as he is not arrested, I doubt people will want to go to Bangkok, who knows where the next bomb will go off, I don't think he is alone, must have others working with him.